All Entries Tagged With: "Home Loans"
Have You Heard Of The Three Legged Stool When Selling A Property
If you want to sell a property, here are three important points to remember.
The theory of the three legged stool is quite simple to understand. If you have a three legged stool and one leg is missing, the stool falls over.
To sell a home in this market all three legs need to have equal value in the selling process and I will go into detail ….
Don’t Give Up, Just Take A Deep Breath
For many Australians the last 12-18 months has been quite a shock to absorb and you have not got that on your own ……
Low Doc Loans Could Be Your Answer
Low Doc loans? You probably think this is a silly statement. The point is that Low Doc loans are still out there, but you can expect that you will have to jump …..
Trailing Commissions – Do you need to incur these costs?
Hidden costs that an investor carries over the lifetime of the investment known as ‘trailing commissions’ …….
Is it Time for a Fixed Loan?
If you have a variable loan you would be clapping your hands right now with the interest rates that are on the table. If you have a fixed loan and feel a bit disgruntled, remember that you …
Difficulty Meeting Mortgage Repayments
Many investors, especially business owners, are experiencing a time when it is difficult to meet mortgage repayments
Interest rates have been coming down, and of course this is a good thing for …
Interest Rate Deductions
Have you checked your interest rate deductions recently?
Do you realise that when interest rates go up, you are automatically charged the extra interest when you are on a variable home loan? …
Self Managed Super Funds
If you have a Self-Managed Super Fund you may now be able to borrow to buy Investment Properties.
In September 2007 the Superannuation Industry Supervision Act (SIS) was amended to allow people with …
Save Thousands of Dollars in Bank Interest
Last week I met up with the Director of Excellerated Equity, Geoff Hardy whose Company specializes in home loan reduction and asset development achieved through their product ‘Property IQ’.
As an …
Mortgage Lending Today
“What is happening to mortgage lending in this present credit crisis?”
The banks are still lending, but they are taking no risks. Applying for a mortgage will be a much longer process than it has …
Home Loans and Interest Rates
With the interest rate drop recently I was sooo excited to get my letter from St George Bank so I could see how much I was going to save in interest payments each month, over a number of home loans …
Fixed Loans
To Fix or Not to Fix…
Variable rate home loans are now over 9 per cent, and fixed rates are not much higher and indeed in some cases are lower. So why should we or shouldn’t we fix our loans …
