All Entries Tagged With: "Mortgage"
Positively Geared Investment Property
A positively geared property means that at the end of the month, after all expenses have been paid (loan repayments, management fees, and all other property expenses), you still have money left …
Property Calculator | Calculators To Organise Your Financial Position
Our financial situations have become so much more complex nowadays and when you have investment properties, keeping in control of your finances is essential …….
Is it Time for a Fixed Loan?
If you have a variable loan you would be clapping your hands right now with the interest rates that are on the table. If you have a fixed loan and feel a bit disgruntled, remember that you …
Time to Get Serious About Expanding Your Portfolio
I don’t mean rush out and go buying, but during 2009 there will be some very good opportunities to buy and with the interest rates being so low, it could be time to add to your portfolio …
How Things Have Changed in Real Estate
In the last six months so much has changed in the real estate market in all areas. There have been the interest rate drops, price drops and continued first home grants, all of which have impacted …
Another Interest Rate Cut
So what is that going to do for you?
Do you have fixed loans? Is it a time to refinance? (that’s if the banks will let you).
If you are fixed on a 7% loan it could be worth your while to refinance …
Renters Could be Your Purchasers
Are you in the situation where you need to be quitting a property?
With the new first home owners grant many first home buyers are looking to buy. Rents have risen so much that the difference …
Mortgage Insurance
There has been much discussion on mortgage insurance over the years, and we would just like to clarify some issues.
Up until the credit crisis, it was almost the ‘custom’ that the banks would …
Helping Your Children Into the Property Market
With interest rates reducing, is it time to help your kids get into the property market?
There has been much said about parents using their collateral to help their children get into their first …
When Refinancing Give Your Property a Facelift
If you are going to be applying for refinance, your property is going to have another valuation from the bank. That’s right, every time you refinance your property is visited. It may not be …
Finding repayments Tight? Bring in a Partner
Even though interest rates have been brought down, many people are still finding it hard to meet the repayments on their mortgages. In general terms, many business owners are having …
Deciding When to Buy the Next Property
For many mortgagees the lowering of interest rates has been a real bonus. But not everyone is rejoicing with this development. Indeed, there are two groups of people who do not benefit …
Refinancing due to Interest Rate Deductions
If you bought property during the period of higher interest rates of recent times, then it is time for you to seriously consider refinancing.
The general concensus has been that if interest …
